Learn more about our various lending options!

Real Estate Investment

Involves the purchase, ownership, management, rental, and/or sale of real estate for profit.

  • Great for real estate flippers and investors!

  • Minimum credit score 620

  • Max Loan to Value of 85%

  • 3 months bank statements and 2 years tax returns required

  • Sales Contract required at application

  • $50,000 minimum loan amount

  • Terms from 12 months to 360 months

  • 100% of rehab covered

  • Discounted closing costs

  • Closings in as few as 10 days!

  • Rates as low as 5.50%

Equipment Leasing & Financing

To better manage cash flow and operating expenses, the choice for many businesses is clear...equipment financing and leasing! Large capital expenses can require you to pay for equipment before you generate revenue from it. Let us be a resource for you here!

  • Minimum credit score of 600

  • Great for startups or existing businesses!

  • 3 months bank statements and 2 years tax returns required

  • Bill of Sale required

  • Equipment must be from a reputable vendor

  • Terms up to 15 years

  • Rates as low as 4.50%

  • Quick closings with no fees!

Working Capital

This is a loan that is for the purpose of financing everyday operations of a company. Working capital loans are NOT used to purchase long-term assets or investments and are instead used to cover things such as accounts payable, payroll, supplies, etc.

  • Minimum credit score 680

  • Monthly Income must be 1.5x the requested loan amount

  • 3 months bank statements and 2 years tax returns required

  • Rates ranging from 6.75% to 18.99%

  • Lines of Credit and Flexible Term Loan Options

Personal Loans

A great loan for consolidating higher interest rate credit card debt, home improvements, or to take that much needed vacation!

  • Minimum credit score 600

  • 3 months bank statements and 2 years tax returns required

  • Loan amounts from $1,000 to $100,000

  • Rates as low as 6.99%

  • Flexible Terms

  • No Fees!

SBA Loans

The U.S. Small Business Administration 504 Loans or Certified Development Company programs are designed to provide financing for the purchase of fixed assets including real estate, machinery, etc. at below market rates and partly secured by the federal government. Contact us for more details!

Franchise Financing

We offer a specialized franchise financing program for those purchasing an existing brand with an established audience of customers. These loans are long term and flexible working capital lines of credit that can be put to work whenever you need it, from buy in fees to starting payroll.

  • Minimum credit score 680

  • 3 months bank statements and 2 years tax returns required

  • Documentation on the franchise required as well

  • Flexible term options

  • Rates as low as 5.99%

  • Quick closings with no fees!

Factoring

This is a financial transaction and a type of debtor finance in which a business sells its accounts receivables (ex. invoices) to a third party (called a factor) at a discount. 

  • Great for startups or existing businesses!

  • Terms up to 36 months

  • Credit Score as low as 600

  • Experience cost savings while adding cash flow

Merchant Cash Advance

This financing is extremely flexible and allows you to leverage your future credit and debit card sales as collateral for working capital. Let us show you a much better way to take your business to the next level without going into debt or accepting loans with unfavorable terms elsewhere. 

  • Great for startups and existing businesses!

  • Minimum credit score 600

  • 3 months bank statements, 3 months credit card processing statements, and 2 years tax returns required

  • Loan amount essentially equal to your average monthly credit/debit card receivables

  • Quick turnaround!

Other Loan Services

Ask about other loan services such as:

  • Lasik Surgery Financing

  • Auto Repair Financing

  • HVAC, Plumbing, & Electrical Financing

  • Funeral Service Financing

  • Veterinary Financing

  • Medical Equipment Financing

  • In house financing- Great for companies who want to provide a financing option to their customers and get that sale! 

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Contact

Address

2959 Elmore Park Rd, Ste 1

Memphis, TN 38134

(901) 878-2727

©2018 by Brooks Brothers Consulting, Inc.